Troubles with US mortgage markets spur change in policies and loan availability.

Companies like Low VA Rates and Low FHA Loan Rates react to slumping mortgage markets by offering special opportunities to future homeowners.

The nation's mortgage markets are in the midst of major turmoil and trouble. Many individuals that have ARM loans or adjustable rate loans are seeing their loan rates skyrocket and forclosures are at an all-time high. In addition to the many forclosures, the average American is finding it much harder to qualify for a home loan due to increased requirements.

These factors have lead to over 125 major lenders (to date) either file for bankruptcy or go out of business. Despite the tumultuous environment, Low VA Rates (http://lowvarates.com) and Low FHA Rates (http://lowfhaloanrates.com) have managed to increase their marketshare and customer base by adapting properly to the changing lending environment. By leveraging the adavantages of VA and FHA loans, these lenders have managed to secure more loans at lower rates. As the success of these two lenders continues, the nation's lending industry is starting to take notice.

VA and FHA loans must be processed with full documentation, so both the buyer and the lender are protected. When properly processed, there is much less risk attached to a VA or FHA loan. To find out how to qualify for either of these loans, visit Low FHA Loan Rates (http://lowfhaloanrates.com) for FHA information, or Low VA Rates (http://lowvarates.com) for information on VA loans.