Give Me Back My Credit! by Denise Richardson is 'Real-Life' lessons on privacy rights, credit reporting, and identity theft

Pulling on her life experiences with credit reporting and identity theft, Give Me Back My Credit! is an important and valuable resource for everyone. This book can help you if you are currently in a bad credit situation and can help prevent you from getting into one in the future.

How ‘fair’ is our ‘fair credit reporting’? Give Me Back My Credit! reports that 79% of credit reports contain mistakes. In a recent interview the author says, “Yes …it is alarming but widely reported as true… It often takes many attempts and many years to clean up inaccuracies - in my case more than a decade. But as bad as my story is -it's not the worst nightmare I've heard of - I just decided to tell my story! More often than not, it literally takes an Act of Congress to clear up erroneous information in your credit report, whether caused by inaccurate credit reporting or an identity theft. I've often said I feel like I'm an unpaid credit bureau employee, a type of Quality Control Expert who's forced to inspect, monitor and fix their product to ensure it isn't defective and harmful to me! Unfortunately, their product that they profit from is me & you! It's our information and the burden to safeguard it falls on us! Normally, if a company was negligent or their product harmed us we would have the choice to boycott the company -but we don't have that choice when it comes to the credit industry. And ironically, any other industry who sold defective products would be sanctioned and ordered to remove the products from the market until they were fixed -by them! The credit industry is the only industry I am aware of that can get away with such a brilliant maneuver…sell a product that the consumer is responsible for both building and maintaining!”

Give Me Back My Credit! exposes how the United States credit system works and how our consumer protection rights have been wiped away by corporations and the government. Give Me Back My Credit! Informs us that we must take action and it begins with knowing what’s on your credit report. A new study by the Consumer Federation of America and Washington Mutual Inc. , the Seattle-based savings bank, found that fewer than six out of 10 Americans have obtained their credit scores. How can you improve your credit score if you don't know what's on your credit report?

This is a powerful book that humanizes a system and industry that is and can be very intimidating. Give Me Back My Credit! is written with a passionate and simple voice by an author who never thought she would become a consumer advocate, not by choice, but by experience. By telling her story (identity theft, arithmetic errors by banks with her mortgage payments) she hopes that her story will demonstrate the need for change and inspire you to be/get informed.

Give Me Back My Credit! is different from others like it in the industry – The author explains this best when she says, “Because unlike most books written by schooled-consumer professionals, I have actually been in the trenches and fought my way out. I learned what I know by attending the University of Hard Knocks where I obtained a graduate degree in ‘But You Can't Do That To Me.’ My book is not a thesis. It is a step-by-step recounting of my own personal ride through Crazyland, where credit card companies, and their lawyers, are always right and it's up to you to prove them wrong -and I did. The ride was a not merry one, but it was definitely a trip filled with life altering lessons that I provide at the end of each chapter.”

Give Me Back My Credit! is now available as an audio set and can be ordered at Amazon.com, BuyBooksOnTheWeb.com and soon to be downloadable at Audible.com.

The credibility of any book comes from the author and Give Me Back My Credit! is solid with astonishing discovery, instruction, information and lessons from an author who has been there and done that.

Give Me Back My Credit! provides information for a number of websites and advocacy organizations that offer consumers legal advice, guidance and support. She also notes the importance of consumer online communities such as creditboards.com -one she refers to as a place where consumers can find support and encouragement from other consumers.

Give Me Back My Credit! is by far the best book published this year on privacy rights, credit reporting, and identity theft. The inner message of Give Me Back My Credit! is it is better to be proactive than reactive — ‘Do something before something happens to you!’

*Review by www.AuthorsPressReleases.com





Give Me Back My Credit! by Denise Richardson

ISBN-10: 0741434741

Publisher: Infinity Publishing

Media Inquiries: To set up an interview or schedule Denise as a guest for talk radio, please contact her at deniserichardson@givemebackmycredit.com.For FREE Media Review Copies of Give Me Back My Credit, contact:Infinity Publishing Toll Free: 877-289-2665 info@buybooksontheweb.com

ISBN# 0-7414-3474-1
ISBN # 1-60031-011-7 Audio

About the Author: Denise Richardson is a freelance writer, Author and board member of American Consumer Credit Education Support Services, a non-profit organization dedicated to educating consumers, and responsible businesses, on issues such as privacy rights, credit reporting, and financial fraud. She is a member of the National Association of Consumer Advocates, and Author who turned her life experiences into her first book humanizing and exposing the damaging effects of identity theft, inaccurate credit reporting, mortgage servicing fraud and abusive debt collectors. She strives to educate the public on the need to be proactive when it comes to protecting their rights, their identities, and their personal and financial data from thieves — Visit Denise online at http://www.givemebackmycredit.com