A Winning Formula for Remortgaging with Adverse Credit.

Repossession, Mortgage Arrears and Self-Cert Mortgage Specialist, Crystal Clear Home Loans Celebrates One Year in their Fareham Offices. Figures show that there are nearly 100,000 mortgage possession actions and nearly 1 million CCJs (County Court Judgements) every year – across the board statistics show an increased incidence of unmanageable debt in the UK.

The problem facing many people is that once they face action over bad credit – a CCJ, mortgage arrears or repossession order, for example – it can make it extremely difficult to obtain credit again.

“Ironically in many cases, being able to find a new mortgage could be the solution to their problems,” says Mark Lance, Managing Director of Crystal Clear Home Loans, the market leader in remortgaging for those with repossession, mortgage arrears or CCJs, “If our customers can free up equity from their property it gives them access to cash funds to resolve debt issues.”

Also, many people now face crippling standard rates from their current mortgage lender after the initial tie-in period – which could make their debt problems even worse.

In the last few years a new form of remortgage company has emerged specialising in lending to those who normally get refused by High St lenders including those with mortgage arrears, repossession problems or CCJs and self-employed people with no proof of income.

Since their inception Crystal Clear Home Loans have emerged as one of the market leaders in this sector having helped hundreds of people stop repossession and mortgage arrears with a quick remortgage.

“Our business is growing rapidly,” says Mark Lance. “Since moving to our offices in Fareham we’ve expanded our operation upstairs and launched a new venture into commercial mortgages. From talking to our customers, I think the reason for our success is that we can move quickly and provide a far more flexible service than High St lenders.”

“However, the single most important factor is that we’re an established company that people can trust,” he continues. “That means not only can our customers rely on us for good service but they can also expect far better deals than from many of our competitors.”

To contact Crystal Clear Home Loans please log onto the site for a remortgage quote. For commercial mortgages please visit Crystal Clear Commercial Mortgages – specialists in all types of commercial mortgages including self-certification.