Biometric ATMs to expand in India- Banknet India

Banks in India have started introducing biometric automatic teller machines (ATMs) as it seems to be an effective way of preventing PIN theft and is also a channel to expand a bank's reach to the rural & illiterate masses, according to Banknet India's Report on Indian ATMs. This report will be released at the ATM conference in Mumbai on 31st May 2007.


Union Bank of India installed a first such 'Kisan ATM' at Sivagangai branch Tamil Nadu. Dena Bank has launched the Bio-metric ATMs in Gujarat. Andhra Bank has launched two mobile biometric-access ATMs, one each for the Twin Cities of Hyderabad and Secunderabad. Corporation bank has also introduced 'talking' biometric ATMs. These ATMs 'talk' to the farmers in their local language.

The biometric ATM replaces personal identity number (PIN) with thumb impression. The fingerprint scanner fitted in the machine only recognizes the customer's thumb impression. These Kisan ATMs are designed for the rural farmer and incorporate video & voice animation system coupled with single-touch application that makes things not only easier but also safer for farmers who no longer have to depend on others to withdraw money from the bank. Such ATMs from some providers also accept traditional PIN based cards.

Two of India's largest banks, ICICI Bank and State Bank of India, are partners in the Centre's national rural employment guarantee scheme (NREGS) in certain parts of rural Tamil Nadu. As many as 10 'grammtellers', or low-cost ATMs, will be rolled out in the test phase in the state.

Prominent speakers from major banks will gather to discuss ATM related issues & trends, including future of biometric ATMs in India, at Banknet India's "Conference on Indian ATM Industry" on 31st May, 2007 at Mumbai.