Some Companies Have More Trouble Getting Insurance Than Others

SCOTTSDALE, Ariz. – Many companies fit the standard “cookie-cutter” insurance plans that are easily available from any broker, but a significant number of higher risk companies require specialized assistance when managing risk.

Pipe line contractors, commercial general contractors, inspection companies, oil and gas refineries and mining operations are just some of the types of industries that require specialized insurance protection. More often than not, most insurance brokers have limited carrier access or lack the
experience necessary to place the proper coverage’s at the most competitive rates.

Scott A. Helmer of Hill Insurance Services specializes in insuring companies engaged in the arena of global energy, large construction and their related industries. He is able to assist companies throughout the U.S.

In addition to significant training and experience in the insurance industry, Helmer has many years of experience in the specifics of the companies he serves. He not only understands their unique needs, but he also understands the challenges they face and how their businesses operate.

Helmer and Hill Insurance Services are well known and accepted members of the Pipe Line Contractors Association.

As a licensed insurance broker, Helmer has an excellent reputation and relationship with a large variety of insurance carriers enabling him to make the best recommendation to each client.

“Each client is different, and it is important to know all the possible ways to insure each situation. Because I am independent I can make a recommendation that is right for the client,” explained Helmer.

He suggests that companies, large and small, request an audit of their current insurance program and a competitive proposal on an annual basis. Many times it is possible to find better coverage for the same or lower cost. In addition, it is crucial to contemplate any new business exposures that may be present in the coming year.

High Mountain Inspection Service, Inc, of Casper, Wyo. recently reduced their annual insurance premiums by more than 25 percent when they turned to Helmer for insurance help.

“That equates to tens of thousands of dollars in savings annually,” explained Helmer. “That was not unusual. I am often able to find significant savings for the companies I help.”

Contact:
Scott A. Helmer
480-368-5222 x114
shelmer@hill-ins.com