Medical Insurers Compete For Missionary Clients

REPUBLIC, MISSOURI: Medical insurance for overseas missionaries may require special provisions not met by many insurance companies. The typical career missionary, and his/her family, will reside overseas for up to four years, returning home for furlough, deputation or continuing education, then return to the mission field. Another scenario would involve short-term outreach mission trips to international or domestic locations, typically from a few days to many weeks or months at a time.

iTravelHealth.com offers international medical insurance plans to accommodate both of these circumstances. Missionary families, usually consisting of both spouses and children, would find a short-term medical plan more beneficial if the missionary trip were to last anywhere between 5 days to 1 year. For this scenario, a competitive choice is available between The Atlas Series from MultiNational Underwriters, and the Liaison International plan from Seven Corners (SRI). Shane Schaetzel, with iTravelHealth.com, suggests comparing the quotes and terms of these two plans before making a decision.

Sometimes missionary trips require small groups of missionaries who may not necessarily be related by family. Small church groups might be one example, or specially trained ministry experts might be another. This type of a scenario requires a particular kind of group medical insurance for international travelers. In this situation, missionaries may want to consider The Atlas Group Series from MultiNational Underwriters as one possible option.

Finally, there are the long-term missionaries, usually consisting of individuals or families who reside outside their home countries for long periods of time (greater than 1 year). For this type of circumstance, two competitive options are available for consideration. The first is the International Citizen Series from MultiNational Underwriters, and backed by Lloyds of London. The second is a similar plan, Reside Prime, offered by their competitor Seven Corners (SRI). Both underwriters provide excellent coverage and are highly qualified to meet the medical insurance needs of missionaries outside the United States.

MultiNational Underwriters also offers an economy plan, International Citizen Economy, which is basically a scaled down version of their International Citizen Series tailored to meet the needs of missionaries operating on a shoestring budget. Seven Corners (SRI) offers an entirely different plan, Reside Worldwide, targeting long-term missionaries spending years outside the United States. So it would appear these two highly qualified competitors are looking to find their own particular niche in the overseas missionary field.

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