National Christian Financial Advisors: New Year’s “Resolve”, Not Resolutions, Will Be Most Effective In Meeting Financial Goals

New York—Jan 11, 2006—The beginning of each new year invites people to drop old habits and start new ones with New Year’s resolutions, but Hakeem Webb, Senior Investment Adviser of National Christian Financial Advisors (NCFA), suggests having “resolve” to meet personal financial goals is a stronger, more viable strategy for success.

"People always want to start off the new year with a fresh new start and they often make up resolutions that are rarely kept,” says Webb, co-founder of NCFA, one of the nation’s leading financial service firms. “There are Biblical principles that will help anyone meet their personal goals and get them on the path toward financial freedom if only they have the true “resolve” to put them into action.”

Webb bases his financial services on the words of Christ found in Matthew 6:33, which says “But seek first the kingdom of God and His righteousness, and all these things shall be added to you.” “This means if you put God first, food, shelter, good education for children, successful retirements, and all the other needs will be supplied,” says Webb. “So the first step to financial freedom is finding out what specifically God wants you to do and then move in the natural way to meet those goals.”

Webb says that’s where the resolve is needed. There are four steps toward financial freedom as a believer, according to Webb. First, tithing; second creating a budget and getting control of your cash management; third, maximizing your retirement contributions; fourth, be entrepreneurial and seek ways to earn supplemental income. Also, double check your withholding: an incorrect withholding will result in too few or too much taxes taken out, either case will be costly.

"If you receive a large tax refund from the government each year, you have too few exemptions and that extra money could be working for you, not feeding the government,” Webb explains. “You may not realize it, but by just investing as little as $50 a month in a mutual fund yielding 8% per year, you could accumulate $16, 291 in just 15 years.” Webb says that starting with as little as $25 a month can get you on track for substantial savings and investments.

NCFA serves individuals, families, pastors and churches with strategic financial planning in the areas of Cash Management, Saving & Investing, Retirement Planning, Education Planning, Estate Planning and Charitable Giving. For more information about NCFA, visit http://www.ncfallc.com/ or call 1.866.540.3129 ext. 102.