The most frightening thing in the world isn’t a monster…it’s an uncertain future, Spectrum Direct announces over 250,000 Americans have secured their futures by buying coverage from us to date.

Mission Viejo, CA– October 30th, 2006 At Halloween we celebrate the things that frighten us, witches, ghosts, even the night itself, because on this night we dress up our smallest children as the scariest things and then give them candy and treats. It’s a great way for our society to make our littlest members less afraid of the dark and the boogeyman, ghosts and other symbols of fear. Halloween has come to represent treats more than tricks, and most of us enjoy this holiday and the costumed fearful creatures it brings.

As adults we have more to fear than witches, goblins and ghosts. Uncertainty about the future is a commonly reported fear, it shows up in adults often when they should be enjoying the best times of their lives. Christopher Snyder, CEO of Spectrum Direct Insurance Services, Inc. has seen more than his share of life insurance applicants affected by such fears. “Just as these people should be enjoying their new home, the birth of a child or perhaps their recent marriage, fear of an unknown future starts to intrude.” He continued “After 25 years in the life insurance industry, I can tell you that the desire to eliminate the fear of an unknown future is the reason why over 250,000 Americans have been covered by insurance benefits provided through our company.”

What does fear have to do with life insurance? “It’s simple” Snyder continued “As soon as we begin to enjoy those things we’ve worked hardest for, our homes, our families, our successful businesses, we realize that these things are fragile and must be protected.” These aren’t the kind of fears associated with Halloween. These fears are for our loved ones and for our precious possessions. The surest way to alleviate the fear is by taking steps to protect the ones we love, the possessions we value and the lifestyle we’ve come to enjoy. “We’ve had plenty of policyholders tell us that after they bought their life insurance through Spectrum Direct, they experienced a feeling of security and were able to sleep soundly at night.”

So this Halloween, laugh off the silly things like ghosts and goblins, don’t let the very real fear of an uncertain financial future nag away any longer. Visit www.SpectrumDirect.com today. Enjoy Halloween – log on today and start feeling safe and secure for all 365 days of the year like the quarter of a million Americans we have covered to date.

About the Spectrum Direct family of insurance websites and affiliate programs:
Spectrum Direct is a life insurance sales and marketing organization, licensed in all 50 states, whose products are entirely internet-based and designed to enable the purchase and management of policies online. Please visit us at www.SpectrumDirect.com, www.AmericanLifeDirect.com, www.LibertyDirect.com and www.LifeQuick.com .

Contacts:
Shawn Schaefer, Marketing Director
949-600-7904
sschaefer@spectrumdirect.com

www.SpectrumDirect.com
www.AmericanLifeDirect.com
www.LibertyDirect.com
www.LifeQuick.com