New Direction in healthcare

February 11, 2005 — The Health Care Industry is in a state of crisis. Health Insurance rates are rising by 10 - 15% each year. In some cases these increases are causing companies to reduce or drop all Health Care Benefits to their employees.

An estimated 45 million people in America are without health insurance and an additional 75 million are underinsured. It has been a problem with no end in site, until IAB “The New Direction in healthcare”.

International Association of Benefits is a not for profit association located in Washington, DC, directly across from the White House. In addition to its superior health care benefits IAB offers other Association Benefits to its members.

How Does IAB Work?

International Association of Benefits is not an insurance program in the traditional sense, but a membership association that allow each member to have access to fully insured benefits to health care providers through a blanket policy written on IAB.

IAB provides access to insured medical benefits to hospitals, emergency rooms, doctors, clinics and dentists throughout the US, regardless of network.

IAB membership provides a healthy discount of 30% to 70% off medical, dental, vision, hearing, prescription and chiropractic care. For the uninsured or under insured this often makes a world of difference in their ability to receive needed medical care.

Members have access to insured medical benefits to hospitals, emergency rooms, doctors, clinics and dentist regardless of network. . However, if they go to one of our nationwide Network of providers their savings can be as much as 85%.

IAB Provides Members around the Clock Benefits

Tele-med is changing the way medical services are access by using modern technology to match medical care with the needs of today’s fast paced society. Members can call any time day or night one of the national network of board eligible primary care physicians who specialize in telemedicine.

Other benefits include local and worldwide ground and air emergency medical transportation, 24-hour nurse hotline, and inclusion in a pre paid legal club.

In January 2004, IAB announced a unique Rewards Program that actually rewards loyal membership. Starting January 1, 2004 members of IAB who continue as dues paying members for a period of five consecutive years are eligible to receive a refund of 50% of all dues they have paid. In addition, membership for a period of ten consecutive years is entitled to receive 100% of the dues paid!

IAB is the only one that offers healthcare savings, insured benefits and a 100% return of all the monthly dues paid. Guaranteed!

IAB is the company of choice for those with little or no medical insurance. Those with major medical coverage who need more benefits and protection and for those who simply want a disciplined way to save money while they receive medical and other benefits that exceed the interest they could have earned in a bank, treasury bill or CD.

The best alternative for most people is to buy insurance for catastrophic medical needs, and plan for routine expenses in other ways. Some people have discovered that by using IAB combined with a high-deductible catastrophic policy, they are able to save a substantial sum of money.

Enrollment in the International Association of Benefits (IAB) is easy and can be done online. Simply go to http:/www.iabweb.com/adlitcorp or for additional information call 877-457-1901