Restricted Stock Loan Program for Executives and corporations

Borrowing against one's stock allows the individual to access capital in a private transaction without having to sell one's securities to market.

With a stock loan, one gets liquidity from one's asset now, retain contractual ownership, enjoy the tax benefits that come from not having to sell one's securities and profit from appreciation of one's portfolio should the stock price rise in value after the loan matures … after principle and interest are paid.

Enjoy the freedom of walking away from the loan with no further obligations, should the share price decrease in value. The flexible exit strategy permits one to either pay off the loan and regain one's securities, or walk away from interest payments or repayment entirely and forfeit only the collateralized securities … even if the stock price has declined.

Minimum Market Capitalization of $ 250mm
Must trade options
LTV's (Loan to Values) from 50% - 80%
Terms from 2 - 10 years
Fixed Interest Rates well below Prime
Interest Payments made quarterly
Principle due at the term of the loan
Non-Recourse
No Margin call
Funding within five(5) business days

The loans are designed for companies with a minimum $250 million market capitalization and a listing on the NYSE, NASDAQ or AMEX exchange. For companies listed on the OTCBB, the criteria are identical with the exception that the share price must be $4 or greater.

Companies seeking financing to reduce high-interest debt are attracted to a 4% annualized interest rates which are significantly less than the industry's average loan rates of 4.5 - 7%. Additionally, the financings are non-recourse, no margin call, require no personal or corporate guarantees and are strictly backed by the securities. Companies seeking financing to reduce high-interest debt are attracted to a 2 - 4% annualized interest rates which are significantly less than the industry's average loan rates of 4.5 - 7%.

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