Instant Approval Credit Cards - Web Site Provides a Consumer Guide

With the advancement of technology and the ease of communication and transfer of goods in today's society, consumers are increasingly demanding instant gratification from all businesses. The same holds true in the credit card industry. More and more, consumers are looking toward instant approval credit cards, wishing to bypass the credit checks and extensive paperwork associated with traditional credit cards. CreditCardAssist.com, one of the top online credit card comparison companies available, has put together a comprehensive site detailing the advantages and disadvantages of instant approval credit cards making it easier for consumers to determine if this type of credit card is right for them.

Instant approval credit cards can be applied for either online or by phone. According to CreditCardAssist.com, consumers will know whether or not they were approved for an instant approval credit card within seconds or minutes after applying for an instant approval credit card. After approval, the applicant will receive the credit card in the mail a few days later. While this convenience may seem attractive to many people, CreditCardAssist.com cautions that consumers need to watch for fees, such as annual fees or high interest rates, that often accompany these instant approval credit cards.

Instant approval credit cards were once reserved only for those with excellent or good credit, but CreditCardAssist.com maintains that fierce competition among credit card companies has lead to instant approval cards being available to those with less than perfect credit history. Therefore, anyone interested in obtaining a credit card, regardless of credit history, can apply for an instant approval credit card. CreditCardAssist.com cautions, however, that credit card companies will sometimes neither approve nor deny credit to those that do not have excellent credit. Instead, they will do a more extensive check into the applicant's credit history. In this case, the entire process may take seven to ten days. While this is still generally faster than the traditional method for applying for a credit card, it is not "instant."

There are a great number of instant approval credit cards available, including cards with rewards programs. CreditCardAssist.com advises consumers to research available cards thoroughly and to comparison shop before applying for a card. To aid in this process, the site provides a comprehensive source containing in depth reviews of instant approval credit cards online at ( http://www.creditcardassist.com/instantapproval/creditcards.html ). These reviews include information such as benefits provided by the card, interest rates, and associated fees.

Based in Los Angeles, California, CreditCardAssist.com has focused all of its efforts on providing consumers with an accurate and comprehensive resource for obtaining credit card information online. Consumers can use CreditCardAssist.com to compare companies, fees, rates, and a variety of card types in addition to instant approval credit cards. For more information, visit the company's Web site at http://www.creditcardassist.com.