LIFE INSURANCE UNDERWRITING CHANGES

Montreal, Canada. Today RBC Insurance announced changes to its underwriting requirements for smaller life insurance policies. Effective today, underwriting requirements for Term 10 and Term 20 life insurance policies for clients up to 45 with face amounts less than $249,999 have been simplified. Now RBC has produced a “no fluids” policy for these cases, which means, for a life insurance consumer, no urine, no saliva and no blood tests. This will make it easier and quicker for the life insurance buyer to protect his or her family or business.

This is a welcome advance in making life insurance policies available to the public without the time and medical delays usually associated with the purchase of life insurance.

About RBC Life Insurance Company

As one of the top 10 life insurance producers in Canada, RBC Life Insurance Company offers individual and group life and health insurance solutions, including disability income insurance, critical illness insurance, long term care insurance, term life insurance, universal life insurance and group benefits.
Our products are distributed through more than 7,000 independent brokers affiliated with producer groups, financial planning firms and stock brokerage firms, as well as through direct sales and a network of career sale representatives.
RBC Life Insurance Company has an excellent record of claims-paying ability and financial strength, currently rates 'A” (Excellent) by independent insurance rating and information agency A.M. Best Co.


About the Hughes Trustco Group
The Hughes Trustco Group went online in June 1998 to supply information about life insurance to consumers from all the life insurance companies. The website is visited every day by persons seeking information on term life insurance, disability insurance, critical illness and all forms of life & health insurance. Life insurance quotes are provided from all the companies allowing the client to make an independent assessment.

For more information, please contact:

Ivon T. Hughes