Is Your Boss Covered? He Better Hope So.

London, UK - Mind The Step

The BIBA (British Insurance Brokers' Association) claims that hundreds of small and medium sized firms have gone out of business in recent years because of a sharp increase in employer liability premiums, while a further 10,000 are at risk. Even though the government has agreed to explore ways of preventing small firms from going under due to steep rises in employer liability insurance, this will not infringe upon employee rights and the need for legal advice in such situations

Personal injury compensation claims company Claims Master Group website http://www.claimsmastergroup.com/personal_injury_articles.htm have a number of articles written to guide consumers around the legal minefield and provide information on employee claims and employer liability.

In "Is Your Boss Covered?" Claims Master Group states "…it is also important to take note that if an employee is driving whilst on business and through negligence, causes a road traffic accident, the employer will be held responsible…" This is something which many a dodgy minicab firm should be weary of when last year alone 140 women were sexually assaulted in illegal minicabs

The website resources clearly define topics such as 'vicarious liability', responsibilities of an 'occupier', 'landlord' and who should really chase away 'trespassers'.

The public in most scenarios where the law is concerned nowadays turn to the internet for an immediate information fix, and there is a wealth of information on employer liability on UK websites.

It's not a free reign for employees to start falling downstairs. However, it does though highlight the need for useful information in layman's terms.

Many are beginning to frown on what is being termed a 'compensation culture'. Will this encourage employers to be more thorough providing a safe environment for their workers? If so, perhaps this is not such a bad idea, you be the judge.