First American Merchant Offers Working Capital Lending to the Small Business

May 20, 2016 - Los Angeles, California — First American Merchant Funding (FAM) is making the task of securing working capital lending fast and simple for small businesses. Unfortunately, operating with little to no working capital is a harsh reality that many small business owners deal with. The problem with this lack of flexibility is that not having access to working capital 24 hours a day can cripple the development of a business.

According to FAM, even the most detailed, intricate business plan can fall victim to unexpected eventualities. Without quick cash, business owners are also prevented from taking advantage of growth and expansion opportunities. Unfortunately, finding a source for working capital can prove to be a very big problem. Banks are strict and rely on credit scores. They typically prefer to work with businesses they consider reliable and established; this means they shy away from any business they deem to be "high risk".

With First American Merchant Funding, on the other hand, small businesses can acquire working capital quickly through safe business funding programs. FAM offers small businesses merchant cash advances, which provide entrepreneurs with a lump sum of cash; this advance is then paid back by FAM purchasing a percentage of the business' future debit and credit card sales at a discounted cost. This form of business funding is becoming more and more popular, due to the flexibility it provides. During slow months, a business pays back less. During good, busy months, the business pays back more.

According to the team of experts at FAM, "We have some of the best approval rates in the business. We approve merchants that find it hard to get approved elsewhere."

"Business is changing, and we're thinking of new and interesting ways in which we can help put you at the forefront of that change."

Located in Los Angeles, CA, First American Merchant Funding (FAM) boasts a large network of agents and numerous payment gateway options. Focused on "financing the American dream", FAM is proud to offer the services of a full support staff and robust financing options to a broad range of industries. FAM has one of the best approval rates in the business, and specializes in working with business' considered to be "high risk".