BenefitPackages Insurance Agency Helps Consumers Understand Prop 45

September 23, 2014 - Calabasas, CA – Southern California-based insurance agency BenefitPackages announces an initiative to help current and prospective health insurance consumers understand Prop 45, a California state ballot measure.

If passed this November, Prop 45 would require that the Insurance Commissioner approve any changes to individual or small group health insurance rates. The measure would not apply to employer large-group health plans, but rather would apply to individual and small-group plans, including those issued through the Covered California health insurance exchange.

BenefitPackages is offering help to consumers seeking a better understanding of the potential impacts of Prop 45. The Covered California-certified insurance agency has been helping individuals, seniors, and small businesses understand the complexities of the insurance industry and find affordable health insurance in Southern California for more than two decades.

Proponents of Prop 45 say the measure will stop price gouging by requiring health insurance companies to be transparent and justify rates to the public (via the insurance commissioner's office) before they can increase premiums.

Opponents of the measure say it would give the insurance commissioner too much power, create costly bureaucracy, and interfere with consumers' treatment options. Another concern among opponents is that the measure could interfere with the rates and access to quality services that Covered California negotiates with insurance companies.

BenefitPackages urges consumers to call the agency at 1-800-356-3615 to learn more about Prop 45 and its impacts, if passed. For more information about the agency, visit benefitpackages.com.

About BenefitPackages
BenefitPackages is a Southern-California based insurance agency representing several well-known, reputable health insurance carriers, including Anthem Blue Cross and Blue Shield of California. The Certified Insurance Agency is thoroughly trained on the new healthcare law and assists consumers enroll in Covered California plans. BenefitPackages has been helping individuals, businesses, and seniors find affordable California health insurance for more than two decades.