Advantage CCS is now approved and licensed to provide credit counseling and debt management services in New Jersey

Advantage Credit Counseling Service has recently been licensed by the state of New Jersey to be able to provide professional credit counseling services and debt management services to consumers who live in NJ. Advantage CCS is a Non-Profit Credit Counseling agency that assists individuals through financial education.

In response to the current credit and debt crisis happening right now in America, Advantage CCS has been rapidly expanding their business reach and obtaining license/approval in many US states to better help those people who are in financial distress. Free consumer credit counseling is a time-tested method to help individuals get back on their feet when financial problems arise.

A certified credit counselor works with the individual to create a custom spending budget and to find out if a Debt Management Program (DMP) would be right for them. The highly trained and certified credit counselors at Advantage CCS provide free credit counseling services and can work with the creditors to reduce the client's monthly payment. They may even be able to make late fees disappear and reduce interest rates, depending upon the creditor's approval.

The 33 states in which Advantage CCS is licensed to provide credit counseling are: Alabama, Alaska, Arkansas, California, Florida, Georgia, Hawaii, Indiana, Kentucky, Louisiana, Maine, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin, and also Wyoming.

"This Agency is proud to be licensed and approved to offer credit counseling services to the entire state of New Jersey," said Mr. Stephen J. Piotrowski, President and CEO. "This is a statement to the hard work and quality service that our agency provides to individuals who are in financial distress".

The Agency is determined to assist as many people as possible with getting out of debt in 2013 and beyond. According to the National Foundation for Credit Counseling (NFCC), "Legitimate credit counseling agencies counsel and financially educate millions of consumers each year, making financial stability a reality in their lives. It all starts with selecting the right agency." Advantage CCS is a very proud member of the NFCC and other accrediting organizations.

About Advantage CCS -

Since 1968, Advantage Credit Counseling Service has been educating and counseling consumers about budgeting, debt management, and the responsible use of credit. The Agency's services help to financially strengthen individuals; better their lives; increase family stability; improve workplace performance; and ultimately benefit the entire community. Advantage CCS has 6 locations in Western and Central Pennsylvania, and offers financial education workshops, online credit counseling, housing counseling, a debt management program, bankruptcy education, and bankruptcy counseling in numerous US states.

For more information on additional services, class schedules, and educational materials please visit www.advantageccs.org or call 1-866-699-2227. Advantage Credit Counseling Service is an accredited member of the National Foundation for Credit Counseling (NFCC), a member of the Council on Accreditation (COA), and a member in good standing with the Better Business Bureau.