Advantage Credit Counseling Service now approved and licensed to provide expert Credit Counseling and Debt Management services in Indiana

Advantage Credit Counseling Service, Inc. (AdvantageCCS) has recently been licensed by the state of Indiana to provide expert credit counseling services, as well as debt management services to consumers who reside in this state. AdvantageCCS is a non-profit credit counseling agency that assists individuals through financial education.

A certified credit counselor works with the consumer to create a realistic budget and to find out if a Debt Management Plan (DMP) would be right for them. The credit counselors at AdvantageCCS provide free credit counseling services and can work with the creditors to reduce the consumer's monthly payment. They may even be able to make late fees disappear and reduce interest rates, depending upon the creditor's approval.

The 32 states in which AdvantageCCS is licensed to provide credit counseling are: Alabama, Alaska, Arkansas, California, Florida, Georgia, Hawaii, Indiana, Kentucky, Louisiana, Maine, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin, and Wyoming. The Agency is looking to expand their reach even further in 2013.

Advantage Credit Counseling Service, Inc. is also able to offer Pre-Filing Bankruptcy Counseling and Pre-Discharge Bankruptcy Education to the following states: Alaska, Arizona, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Mexico, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

"The Agency is proud to be permitted to offer our free credit counseling services to the entire state of Indiana," said Mr. Piotrowski, the Agency's President and CEO. "This is an affirmation to the hard work and quality service that our agency provides to consumers who are in financial distress. We're here to help anyone that may have fallen on hard times and that need help managing their debt".

The Agency is determined to assist as many people as possible with getting out of debt in 2013. According to the National Foundation for Credit Counseling (NFCC), "Legitimate credit counseling agencies counsel and financially educate millions of consumers each year, making financial stability a reality in their lives. It all starts with selecting the right agency." AdvantageCCS is a non-profit agency that is a proud member of the NFCC.

About Advantage Credit Counseling Service, Inc. -

Since 1968, Advantage Credit Counseling Service has been educating and counseling consumers about budgeting, debt management and the responsible use of credit. The Agency's services help to financially empower individuals; improve their lives; increase family stability; advance workplace performance; and ultimately benefit the entire community. AdvantageCCS has 6 locations in Western and Central Pennsylvania, and offers financial education workshops, online credit counseling, housing counseling, a debt management program, bankruptcy education, and bankruptcy counseling in numerous states.

For more information on additional services, class schedules, and educational materials please visit www.advantageccs.org or call toll-free 866-699-2227. Advantage Credit Counseling Service is an accredited member of the National Foundation for Credit Counseling (NFCC), a member of the Council on Accreditation (COA), and a member in good standing with the Better Business Bureau.