Consumers, start your engines. There is still time to get a great deal on a new car. From now until the end of 2005, buying a new car will cost less with low interest rates and buyer incentives.

With interest rates still at historical lows, buying a new car is an attractive option. Even though the Feds have raised the interest rates several times over the past eighteen months, they are still lower than they were in the 90s and are certainly at a favorable rate for great financing. Someone with good to excellent [http://www.howmuchanswers.com/credit/credit.htm]credit[/url] who is looking to purchase a new vehicle should do so now, before the rates go higher.

The sale of cars in the U.S. remains very strong, despite an overall decline in many sectors of the national economy. Even the red hot real estate market has started to trend downward, but the sale of automobiles continues to speed on. With the threat of more rate hikes, the cost of the recent hurricane disasters, rising unemployment and inflation, the continuing high car sales are an important gauge of consumer confidence. However, recent indicators show that that confidence is falling, making the last quarter of 2005 the time to purchase a new vehicle, before the beginning of a new year and a very uncertain future.

Along with the low interest rates is a new buyer incentive program, which has been seen all over the television this Summer. Certain car manufacturers have been offering their "employee discounts" to the general consumer. In other words, the discounted price paid by an employee of the car company has been passed on to the general public. This has been very successful, resulting in an upswing in car sales so substantial that the offers have been extended. These are American companies offering this type of saving. Foreign cars, Japanese in particular, traditionally sell well without incentive programs.

The end of the year is typically a good time to [http://www.howmuchanswers.com/loan/auto/33.htm]buy a new car[/url] anyway. From September on, dealerships are trying to clear off their lots to get ready for a new shipment. This, along with the current low rates and incentives, makes this time a great one for buying. Business for car dealerships tends to slow down around the holidays, making for extra consumer leverage in getting the perfect deal.

http://www.HowMuchAnswers.com explores ways in which to buy a car at the best price and interest rate, and offers tips on finding a low cost [http://www.howmuchanswers.com/insurance/auto/2.htm]auto insurance[/url] policy.