CheapAutosInsurance.com Supports Green Tech

Online since 2003, CheapAutosInsurance.com, based out of San Jose, California, supplies practical advice for drivers as well as delivering cheap insurance quotes to readers searching for the most affordable, comprehensive coverage available to them. Currently, the site is focusing on articles of interest to environmentally conscious drivers from data on potential liability insurance benefits to hybrid owners to techniques for improving gas mileage in existing cars.

“Green tech is completely transforming the automotive industry,” said CheapAutosInsurance CEO Brian Severson. “People are not aware of the fact, for instance, that many insurers regard hybrid drivers as low risk, mature, ultra-responsible drivers. Increasingly companies are offering discounts to this special subset of the driving public. That’s a trend we expect to see increasing with the popularity of the cars themselves.”

Currently three insurers offer discounts for hybrid drivers: Travelers Insurance, Farmers Insurance Group, and GEICO. The first two offer price breaks of up to 10%, with GEICO offering 5%. “These discounts apply to conventional hybrids like the Toyota Prius,” said Severson, “and also to other types of alternative fuel vehicles. That’s a big help to people who are paying $5,000 to $7,000 more for their cars out of a sense of environmental responsibility. There are some federal tax incentives available as well, but insurance is an expense over the life of the car that can add up really fast.”

Even drivers who can’t afford to make the switch to the hybrid can lower their fuel costs with techniques like hypermilling, an extreme driving style designed to drastically lower fuel consumption. Hypermilling involves such measures as anticipating red lights and coasting to a stop rather than braking, increasing the distance at which you follow another car to decrease braking, driving under the posted speed limit, slow acceleration from a complete stop, using cruise control consistently, and actively monitoring gas mileage to identify and track potential wastage.

“Granted, insurers aren’t going to actively reward hypermilling per se,” said Severson, “but overall it’s a safer way to drive and will not only save gas in the tank, but greatly decrease a driver’s chances of being involved in a few auto accidents. The better your driving record the better your insurance costs. That’s a no-brainer. At let’s face it, at $3.60 on average for a gallon of regular, people are willing to try just about anything these days.”

Material like the hybrid and gas efficiency articles available at CheapAutosInsurance.com compliments the basic and frank advice on low car insurance for which the site is known. Side-by-side with rate quotes, readers will find these articles and more on topics like anti-theft devices and the pros and cons of having more than one vehicle on a policy. The content of CheapAutosInsurance.com is constantly refreshed to reflect the latest developments and news in the insurance industry. The editors welcome and invite your questions, comments, and ideas. Send email to: editor@cheapautosinsurance.com.

Corporate Summary

CheapAutosInsurance.com, based in San Jose, California, offers direct, accessible information on obtaining and maintaining auto insurance that is both comprehensive and inexpensive. The site, launched in 2003, includes a straightforward request engine for insurance rates quotes.

Contact Information

Brian Severson, CEO and President
CheapAutosInsurance.com
Santana Towers
3031 Tisch Way, 7th Floor
San Jose, CA 95128
Ph. 408 516 4544
Email: editor@cheapautosinsurance.com