Smart Savings Choices to “Fit” Your Lifestyle from Citizens Financial Group

PROVIDENCE, R.I. February 29, 2008 – Citizens Financial Group (CFG) offers enhanced online banking tools to enable customers to personalize accounts and Internet banking preferences to “fit” their lifestyle. Based on unique priorities and financial goals, individuals can choose high interest savings account rates, customizable banking services and other internet bank account options that will allow for greater banking ease and increase savings potential.

“At Citizens, we are committed to fitting into our customers’ lives, not the other way around,” said Stephen D. Steinour, President and CEO of Citizens Financial Group. “With online banking, 24-hour phone banking and the most in-store branches in our footprint offering customers seven-day banking and extended weekday hours, we enable customers to bank how, when and where they want. What’s more, with products such as our Choose-Your-Payment Home Equity Loan and Steady Save, we can help customers plan for their futures in ways that fit their personal situations, budgets and financial goals.”

Citizens Financial Group provides customers with online banking services, products and guidance customized for everyday life. The “fit” concept offers banking that is focused around the demands of hectic schedules, dealing with everyday life and becoming financially sound. When an individual identifies saving priorities and when money will be needed — then Citizens Financial Group will recommend how much to save and at what frequency. In addition, CFG will track the account progress until the goal is achieved.

If someone is saving for a family vacation in the near future, a savings account can be customized to offer a high interest rate for the short term nature of the account. For more long-term savings goals, money market accounts and CDs are customizable as well. CFG offers a Steady Save account that directly withdrawals money from your checking account, depositing it into a savings or money market account, on a schedule that is set up for the individual.

Citizens Financial Group continues to offer easy, online 24/7 access, customizable account options, free online bill pay, online versions of checking and banking statements and more. In addition, one can open bank accounts online, whenever the time is best.

About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. is one of the 10 largest commercial banking companies in the United States ranked by assets and deposits. It is headquartered in Providence, R.I., and, through its subsidiaries, has more than 1,600 branches, more than 3,300 ATMs and more than 24,500 employees. Its two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 13-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Indiana, Michigan and Ohio. CFG has non-branch retail and commercial offices in about 40 states. CFG provides financial products to individual, small business and commercial banking clients. Specializing in full-service product packages, CFG offers checking accounts, savings accounts, money market accounts, home equity loans, mortgage financing and more. CFG is owned by RBS (The Royal Bank of Scotland Group plc). For more information, visit CFG’s Web site at www.citizensbank.com