FIRST COMMERCIAL LENDER IN CALYX NETWORK, SILVER HILL® MAKES PROGRAM AVAILABLE THROUGH LEADING ORIGINATION PLATFORM

MIAMI – Silver Hill Financial, LLC (www.silverhillfinancial.com), a leading national real estate lender specializing in small-balance commercial loans, is the first commercial lender integrated into the Calyx Network. Silver Hill Financial® is now included in the lender category of Calyx’s Point® loan origination system (LOS) software, the country’s leading LOS according to Wholesale Access’ Mortgage Broker Study.

This milestone is important to mortgage professionals because the integration makes it more convenient for mortgage professionals to submit commercial loans through a common origination platform. In addition, Silver Hill’s inclusion in Point enables an easier transition from residential to small-commercial lending.

“Silver Hill is excited to join Calyx in further bridging the gap between residential and small-balance commercial lending,” said Joanna Schwartz, Managing Director of Silver Hill®. “We know mortgage professionals are interested in expanding their product offering, and Calyx’s platform now enables an easier and more convenient way to submit a commercial loan. The integration is another example of Silver Hill’s commitment to transforming the standards and expectations in our industry through innovation and continuous improvement.”

Calyx Point’s lender category provides loan officers with secure and reliable electronic connections to lenders in the Calyx Network. Point users have the ability to select Silver Hill Financial from the lender menu, and the information entered for the 1003 form is pre-filled for the commercial application. With Silver Hill’s program, mortgage professionals can expand their business by offering financing up to $1.5 million on a wide range of commercial property types including multifamily, mixed-use, office, warehouse and many others. Point users will also benefit from easier exchange of data and updated information on Silver Hill’s products. Approximately 68 percent of mortgage brokers nationwide use Calyx’s Point, according to the 2006 Wholesale Access Study.